Never, ever, ever let anyone — save for possibly your significant other, and even then, many people don’t share their passwords — know what your passwords are. The temptation to access your online accounts and use them for personal gain and benefit may prove to be too much for even the most scrupulous friends.
The fact is that you are responsible for any activity under your accounts. If fraudulent activity occurs, you may be responsible for it until you can prove that someone else accessed your account without your permission.
Sometimes, you may need to give a trusted friend a password so that he or she can access information for you while you are not able. In that event, you need to change your password as soon as that friend no longer needs to access your information. You also need to closely monitor all activity into and out of that account. Politely thank your friend for his or her assistance and then let him or her know that you will be changing the password.
Some people never change their passwords. Ever. Even if they get locked out of an account and are requested to change their passwords to protect their security, they either refuse to do so or, after changing it, immediately change it back to what it was. This action is understandable. After all, you may have your email login information saved onto your own devices, and then when you need to access your email from another computer, you may not have any idea what you changed your password to. You may either have to change your password altogether or just give up on trying to log in from a different computer. The process is enough to frustrate anyone.
However, not changing your passwords can be just as damaging as using the same password for multiple accounts. At any given time, somebody may be on the brink of deciphering one of your passwords.
Imagine that someone was able to figure out the password to your online bank account and was able to access it!
As a rule of thumb, you need to change your passwords at least every six months. Anytime you get an email suggesting that unauthorized activity may have been carried out on an account, you need to change that account’s password right away. If you must use password recovery to get into an account that you are locked out of, do not change your password into an old, previously used password.
Many people don’t even think about using different passwords for different accounts. After all, having multiple passwords makes keeping track of them difficult. Having just one password means that you can log into all of your accounts with ease, without even having to think about what the password is.
However, this could potentially open you up to hackers compromising your accounts.
Having multiple passwords is understandably challenging. You may insist that your password for your email account is asdf1234kjb, but that is actually the password for your Facebook account. The frustration and anxiety created by not being able to keep up with multiple passwords can either make you give up or drive you to the brink of your sanity. However, reusing passwords for multiple accounts makes hacking into your accounts easier. If someone figures out the password into just one of those accounts, that person may have access to your email, Facebook, bank account, Amazon account, the list goes on. By the time the damage is discovered, you could be out hundreds or even thousands of dollars, as well as have embarrassing pictures posted on your social media.
One way to make the challenge of having multiple passwords easier is to keep a document of passwords on your desktop or phone. Beware, though. Make sure that this document is encrypted and password protected.
If anybody was to gain access to it, all of your accounts could be compromised..”
Many times, hackers target online accounts that are password protected. One of the easiest ways for them to gain access is for you to have easy passwords. In addition, unscrupulous family, friends, or co-workers may try to break into your accounts by trying to guess what your passwords are.
Many people use common things for their passwords, such as their favourite foods, the name of one of their children, the name of their significant other, favourite plants or animals, a nickname, or the name of a pet.
Other common passwords include a series of numbers such as 123456789 or variations of “password.”
These passwords are way too obvious! If you have a password such as one of the above, anyone who knows you well will be able to easily figure it out, especially if you have a password hint. Then, your password is a dead giveaway.
Use a difficult combination of numbers, letters, and symbols to create difficult passwords that people will not be able to crack. A password such as “fvxo6997!?” will be much, much more difficult to figure out than “justinsgirl.”